Protecting Families.
Building Financial Security.
We help families secure their future with simple, dependable life insurance plans for home protection, final expenses, and long-term wealth.
Get expert life-insurance guidance from a licensed advisor.
We help families secure their future with simple, dependable life insurance plans for home protection, final expenses, and long-term wealth.
Solutions
Protect your family’s future with the right insurance solutions.
Want to Get Your Own Policy in Place Today?
We partner with Ethos Life, a trusted provider that lets you apply fully online, no agent or call needed. Most people get same-day approval with no medical exam.
- Instant quotes and same-day decisions
- Coverage backed by A-rated insurance carriers
- Up to $2 million in coverage (if qualified)
- 100% online and secure
Powered by Ethos Life — secure and instant online coverage.
Prefer a Personalized Approach?
Every family is unique. Our licensed advisors help you choose a life insurance plan that fits your goals and budget, without pressure or hidden fees.
- Free, no-obligation consultation
- Partnered with multiple A-rated insurance carriers
- Access to coverage amounts up to $20 million
- Licensed advisors in your state
Consult with a licensed advisor for expert insight on your life insurance options.
Founded by licensed experts helping families make confident financial choices.
Who We Are
At InsuraCore Solutions, we believe protecting your family’s financial future should be simple, transparent, and dependable. Our mission is to help families across the U.S. find coverage that fits their needs, their goals, and their peace of mind.
FAQs
What does life insurance cover?
Life insurance is meant to provide financial support for the people you care about. It can help cover major expenses like a home mortgage, debt, your children’s college tuition, or income replacement. Your beneficiaries can use the payout in whatever way helps them the most.
How can I get coverage in place?
You can move forward in whatever way feels most comfortable. Some people prefer a quick online process where they can review options and apply on their own. Others choose to speak with a licensed advisor who walks them through the steps and helps compare multiple carriers. Both paths lead to the same goal: finding coverage that fits your situation with clarity and no pressure.
But I have insurance through my employer, isn’t that enough?
Employer coverage is helpful, but it is usually limited and tied to your job. Many people choose to add their own individual policy so they have protection that stays with them and covers a larger portion of their financial responsibilities.
Who is eligible to apply?
Most adults between ages 20 and 85 can apply, depending on the type of policy. Eligibility is based on factors like age, health history, and prescription records. You must also be a U.S. citizen or a permanent resident. Many products can be approved through a simple application without additional requirements.
How much life insurance do I need?
A simple way to estimate your coverage is to multiply your annual income by ten. You can also add up your long-term financial obligations and subtract your savings or assets. Whatever is left is typically the amount of coverage needed to protect your family.
Is there any upfront cost to get started?
No. Talking with an advisor or reviewing your options does not cost anything. You only pay once you decide on a policy and the insurance carrier approves your application.
Will I need a medical exam?
For coverage amounts up to two million dollars, most carriers do not require a medical exam. They usually rely on health questions and prescription history. If you need more than two million in coverage, a brief exam may be required by the carrier.
Can I change my mind later?
Yes. Most carriers offer a 30-day free look period that allows you to review your policy and cancel for a full refund of your first payment if it is not the right fit. After that, you can cancel at any time by contacting the carrier directly.
What makes InsuraCore Solutions different?
We operate as an independent agency, so our role is to help you compare multiple top-rated carriers and understand what you qualify for. The focus is clarity and education, not pressure or one-size-fits-all recommendations.
